Use of this website, and information distributed in conjunction with this website is offered to you on your acceptance of these Terms of Use, our Privacy Policy and other notices posted on this website. Your use of this website or of any content presented in any and all areas of the website indicates your acknowledgment and agreement to these Terms of Use, our Privacy Policy and other notices posted on this website. If you do not agree to be bound by and comply with all of the foregoing, you may not access or use any information or services found or described on this website. We suggest you print a copy of each of these documents for your records. Bi-tone Investment Management shall have the right, at its sole discretion, to modify, add or remove any terms or conditions of these Terms of Use without notice or liability to you. Any changes to these Terms of Use shall be effective immediately following the posting of such changes on this website. You agree to review these Terms of Use from time to time and agree that any subsequent use by you of this website following changes to these Terms of Use shall constitute your acceptance of all such changes.
Rules and Agreements.
Eligibility:
To become a client of Bi-toneFinanance, individuals or entities must meet the eligibility criteria established by the company. These criteria may include legal age, minimum investment thresholds, and compliance with applicable regulatory requirements. The company reserves the right to reject any potential client who does not meet the eligibility criteria.
Investment Objectives:
Clients are required to define their investment objectives, risk tolerance, and time horizon. These details will guide the investment decisions made on behalf of the client. It is essential for clients to provide accurate and updated information regarding their financial circumstances and investment goals to ensure appropriate investment strategies are implemented.
Client-Account Relationship:
Upon establishing a client account,
Bi-toneFinance acts as the investment advisor or manager, responsible for making investment decisions on behalf of the client. The client retains ownership and control of the assets held in their account. The client agrees to provide all necessary information promptly, including changes to personal or financial circumstances that may affect the investment strategy.
Investment Strategy and Discretion:
Bi-toneFinance will design an investment strategy that aligns with the client's objectives and risk tolerance. The company has the discretion to make investment decisions and implement trades based on the agreed-upon strategy without seeking client approval for each transaction. However, significant deviations from the agreed strategy will be communicated and discussed with the client if necessary.
Risk Disclosure:
Investing in financial markets involves inherent risks, including the potential loss of capital. Clients acknowledge and understand the risks associated with investing and accept that investment values can fluctuate based on market conditions. Bi-toneFinance is committed to implementing risk management practices; however, clients should be prepared for the possibility of losses and understand that past performance is not indicative of future results.
Fees and Expenses:
Clients will be subject to fees and expenses associated with investment management services such as the the required rebate withdrawal process. These fees may be calculated based on a percentage of the assets under management or other necessary arrangements/process. Clients will receive a detailed breakdown of all fees and expenses, including any applicable custodial fees, brokerage commissions, or transaction costs.
Reporting and Statements:
Bi-toneFinance will provide clients with reports and statements detailing the performance and holdings of their investment accounts. These reports will typically include investment returns, portfolio valuations, transaction summaries, and any other relevant information. Clients are encouraged to review these reports and contact the company with any questions or concerns.
Confidentiality:
Bi-toneFinance will treat all client information as confidential and will not disclose it to third parties except as required by law or with the client's express consent. The company will maintain appropriate safeguards to protect client data from unauthorized access, use, or disclosure.
Termination:
Clients have the right to terminate their relationship with Bi-toneFinance at any time by providing written notice. Upon termination, the company will liquidate or transfer the client's assets as instructed. Likewise, Bi-toneFinance reserves the right to terminate the client relationship with written notice for reasons including non-compliance with agreed-upon terms, inability to meet eligibility criteria, or for any other reasonable cause.
Dispute Resolution:
In the event of a dispute arising from the client-investment company relationship, both parties agree to engage in good faith discussions to resolve the matter. If a satisfactory resolution cannot be reached, either party may seek alternative dispute resolution methods, such as mediation or arbitration, as outlined in a separate agreement or as required by applicable laws and regulations.
Amendments:
Bi-toneFinance may amend these rules and agreements from time to time to reflect changes in regulatory requirements, industry best practices, or other factors. Clients will be notified in writing of any material changes and will have the opportunity to review and accept the amended terms.
By engaging with Bi-toneFinance, clients acknowledge and agree to abide by these rules and agreements. These provisions govern the client-investment company relationship and set forth the responsibilities and obligations of both parties.
Individual services.
